5 Sounds Your House SHOULDN’T Be Making

All houses make some noise (think: creaky floors, squeaky drawers, and noisy door hinges), but there are some sounds that could mean some big problems. If you hear any of the following 5 sounds in your home, it’s time to call a professional.

  1. Your Lights are Buzzing. If you hear a buzzing sound coming from your outlets or light fixtures, there is probably a loose connection. Call an electrician right away to make sure there is no loose connection which could cause an electrical fire.
  2. Scurrying Coming from the Attic. If it sounds like a rodent, it probably is a rodent. Beyond the “yuck” factor, rodents like squirrels or rats are dangerous to have in your house because they can chew through electrical wires, causing a fire in your house. Get a pest control professional to come and see what’s running around up there ASAP.
  3. Banging from Your AC. If you hear a banging sound or a squealing noise coming from your AC, there’s probably something that needs to be tuned up. Have your unit serviced be a professional to extend its life and ensure that you are operating efficiently.
  4. Running Water. If no one is using anything, but you still hear running water, you could have a big, wet problem on your hands. Call a plumber to do an inspection and see if you have a leak somewhere.
  5. A Hissing Sound. This is probably the worst sound you could hear in your house. If you hear hissing and suspect that you might have a gas leak, leave the house as quickly as possible and DO NOT touch any light switches or anything electric. You’ll need to get as far away from your home as possible (do not turn on your car!), call 911, and warn your neighbors to get far away too.

It’s always better to be safe than sorry! If you hear any of these noises, call a professional to ensure your home is as safe and healthy as possible.

Navigate Your Home Loan Like a Pro!

Navigate Your Home Loan Like a Pro!

Financing a home is one of the primary concerns for most home buyers in Tehachapi.  Your agent at Associated Real Estate is here to help you navigate the maze of loan types and mortgage terms.  Here are some of the basic loan terms to help you get started.  And remember, with any home purchase your first step should be to contact a reputable realtor and schedule a FREE consultation.  If you are planning to purchase a home call us now at 661-822-3500.

  • Mortgage  A loan specific to purchasing property, where the bank liens you the title with the agreement you will pay the entirety of the balance owed on your beautiful Tehachapi property!
  • Conventional Mortgage – Any mortgage loan that is not insured or guaranteed by the federal government. This applies to all privately owned property, and is the most common type of mortgage.
  • Term  Refers to the length of the loan. Home loans (mortgages) are often in terms of 15, 20, or 30 years. Generally, as term lengths increase your payment will decrease; however, a shorter term loan means you will pay less interest over the life of the loan.
  • Annual Percentage Rate (APR)  A yearly interest rate(calculated by the average interest rate over the term of the loan) that includes upfront fees and costs associated with the loan. Use this to accurately compare the costs of different loans as fees will vary depending upon the lender, and every buyers situation is different. Make sure to make your loan work for you!
  • Fixed Rate  A fixed rate mortgage allows you to lock in an interest rate that will last for the entire term of the loan. These are, generally, a good choice if current interest rates are low.
  • Adjustable Rate  Adjustable Rate Mortgages (ARM) usually begin with a lower interest rate than a fixed rate, but will increase as market rates increase. A good choice if fixed interest rates are high, but make sure you are willing to have a payment that will increase over time!
  • Caps – A limit to how much and how frequently an interest rate can change on an adjustable-rate mortgage. These payment caps can be periodic or extend for the life of the loan. Thank goodness for structure!
  • Note – No, not like the ones we used to pass in class! This note is a legally binding written promise to repay the mortgage plus interest, which includes the name of the borrower, issuing lender, and the terms and provisions.
  • Down Payment – An upfront payment made by the home buyer(you!) toward the sale price of the property, typically ranging from 5-20%. The remainder of the sales prices makes up the mortgage loan amount, excluding interest. Typically, the bigger the down payment is the smaller the monthly payment will be, and we all like small payments!
  • Amortization  The paying down of principal(the loan excluding interest)  over time. Generally, the principal is scheduled to be paid off, or fully amortized, over the term of the loan.
  • PITI  This is a fun one. An abbreviation for the major expenses that make up a mortgage payment: Principal (the amount borrowed), Interest, (Property) taxes, and (homeowners’) Insurance.
  • Escrow  The holding of funds or documents by a neutral third party prior to closing your home sale. You can practically taste home ownership at this point! 
  • Closing Costs – An amount of money that must be paid to close your loan, including lender fees and third-party charges, along with taxes and transfer fees. Almost there!
  • Closing – The final step in the loan process when loan documents are signed at an escrow or title company. Congratulations on your new home!!

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7 Reasons to Own A Home

7 Reasons to Own A Home

  1. Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.
  2. Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®.  The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to15 percent over the next decade, creating continued high demand for housing.
  3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
  4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
  5. Predictability. Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase.
  6. Freedom. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.
  7. Stability. Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity.

Weekly Real Estate Update: March 5, 2017

Sold Last Week in Tehachapi, CA: February 27- March 5

This is House Market Information for Tehachapi, California. See what sold in your neighborhood last week.

Address Area Beds Baths Sqr feet Acres DOM Price
21408 Mountain Dr Golden Hills West 3 2 1203 0.6 13 $127,500
27740 Hialeah Dr Stallion Springs 3 2 1943 0.347 6 $230,000
22901 Tulip St Golden Hills East 3 2 1504 0.51 0 $233,350
814 Mulberry St Tehachapi City 3 2 1850 0.19 6 $250,000
21004 Ridgeway Dr Golden Hills West 3 2 1633 0.52 39 $252,000
905 Cathy Ln Tehachapi City 3 2 1520 0.19 12 $253,000
26701 Skyline Dr Bear Valley Springs 5 4 3899 3.15 33 $468,500
24401 Silver Creek Way Bear Valley Springs 4 4 3251 1.7 311 $515,000

Based on information from the Tehachapi Area Association of REALTORS® (alternatively, from the Tehachapi MLS). All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.


Search Tehachapi Homes for Sale the easy way.

Check out our

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to see real time data from the MLS for FREE!